Discovery Life

Do you want to join Vitality but are not yet ready to take on Discovery Health cover?

You can now access full Vitality membership through Discovery Life and even cover your premiums with the huge savings you’ll make. Then again, you also need to know the life cover you choose will be best for guarding against unexpected events like illness or disability, as well as protecting those left behind in the event of your death.

Why Discovery Life

Discovery Life is widely regarded as a top class life cover product. It has revolutionised the South African life assurance industry since its launch in 2001 and conferred an estimated R5 billion in savings to its members, winning top honours from numerous industry awards. It uses the same state of the art systems that helped build Discovery Health (SA’s most popular Medical Aid) and is designed to cover all manner of risks. Discovery Life is designed to suit your ever changing lifestyle and work best when it’s really needed: when you are no longer around or unable to look after yourself or your family.

Discovery Life Offers:

  • Flexible funding for the best balance between affordability and sustainability.
  • Comprehensive protection that suits your lifestyle.
  • Disablement benefit to protect your standard of living.
  • Global protection for access to the latest technology or medical treatment.
  • Security for your family’s healthcare and children’s education needs.
  • Initial premium discounts along with up to 60% of your Lifeplan premiums back when fully integrated.
  • Complete peace of mind with Discovery’s unique guarantees on the future cost of risk cover.
Discovery Life helps with many life changing events
In the event of accident or serious illness, Discovery’s Income Continuation Benefit works to maintain your standard of living, whether you are totally or partially disabled. It provides up to 100% of your income on permanent disability, with solutions for salary-earners, professionals and business owners. It’ll even ensure your Discovery contributions are maintained and protect you while you’re incapacitated.

Unique protection for your family

The Discovery Health Plan Protector and Global Education Protector empower you to protect your family’s healthcare needs and your children’s education. What’s more, Severe Illness Benefit provides automatic cover for your children and parents at no extra cost, making Discovery Life cover the most comprehensive range of additional family benefits in the market to choose from.

Integrating your Discovery options

If you’re a Vitality member with two or more Discovery products (Vitality, Discovery Health, Discovery Life or a DiscoveryCard) you can integrate them for substantial benefits over and above what you would normally receive. These range from reduced life premiums to a Discovery Payback™ every five years.

Making Discovery Life work for you

We’re old hands at getting the best cover for our clients, and making sure it continues to give them maximum benefits at the most reasonable rates. Although future needs and unexpected events can be difficult to plan for, we’ll help you with the expertise that comes only from helping thousands of clients, from all walks of life, structure essential cover to suit themselves and their lifestyles.

Why not contact us today and find the cover to suit you best. Or integrate your Discovery cover and get Vitality now.