Flexible Discovery Life Plans
The Benefits of a Discovery Life Plan over older life insurance products is that it is more flexible. Below is a table summary showing you the distinct advantages of how this works:
| Insurance Benefit | Discovery Products | Remarks |
|---|---|---|
| Life Cover | These products are more Cost Effective as you only pay for the cover you need. | |
| Disability Cover | The “Occupation” and impairment definitions are easy to understand and apply. | The is a more holistic approach to changes in lifestyle and work situations. |
| Income Protection | Objective claims assessment is exceptionally important. | Objective claims criteria to quickly finalise your claim and if you are medically permanently disabled Discovery will continue to pay your income protection until expiry age regardless whether you are able to work or not |
| Members are made aware what should constitute a claim. | ||
| Comprehensive protection and automatic cover for your Discovery policies | ||
| There are no waiting periods | Why wait months if you became disabled? | |
| Claims are paid before it becomes difficult to cover the premiums. | ||
| Continuously check and update policy document. | You will always be kept “in the loop” and any changes to a policy will be clearly communicated to you. | |
| Severe Illnesses | Comprehensive body cover. | You get much wider coverage. |
| All benefits are paid out based on the severity of a large number of illness, not simply on diagnosis type. Many medical conditions are also covered. |
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